Our job doesn't end at placement. It starts there.
Peri Risk is a director-led insurance agency in Petaling Jaya. We structure the cover, place it across a six-insurer panel — and when the loss happens, we sit on your side of the table until it's paid.
Every major commercial line. One desk.
Through our agency group, your risk is quoted across a panel of six insurers — not into one company's appetite. From a single shoplot fire policy to landmark infrastructure.
Property & Fire
PIAM-tariff-audited fire and Industrial All Risks placements, with occupancy ratings checked line by line — misrated occupation is the most common reason claims get cut at adjustment.
Engineering & Construction
Contractors' All Risks, Erection All Risks and Workmen's Compensation for contractors, telcos and infrastructure works — structured around your actual contract conditions.
Liability & Professional Lines
Public and product liability, professional indemnity and specialty E&O — including media production risks placed with international specialist markets when local appetite runs out.
Marine Cargo & Logistics
Cargo, warehousemen's legal liability and freight forwarders' liability — including same-day placements when a contract deadline demands it.
Employee Benefits
Group medical, term life and personal accident programmes with plan-level loss ratio analysis — so renewal pricing is negotiated from your data, not the insurer's first offer.
Infrastructure & Specialty
Landmark structures, renewables, machinery breakdown loss of profits, trade credit and bespoke schemes — including coverage gap analysis against financing and sukuk covenants.
Send us the risk
New placement or renewal — the tender spec, the financing covenant, the contract clause. Whatever triggered the question.
Gap analysis in writing
Sums insured, occupancy rating, warranties and exclusions checked against your actual exposure.
Marketed across the panel
Six insurers compete for the risk. You see the comparison, not just the winner.
Cover confirmed in writing
Hold cover issued the moment terms are agreed — then policy documents checked line by line before they reach you.
And when the loss happens
We run the claim — evidence, adjusters, appeals, escalation — until it's paid.
The policy is a promise. We make sure it's kept.
Most agencies hand you the insurer's hotline when a loss happens. We manage the claim — evidence, adjusters, appeals — and we know every escalation path, from internal review to BNMLINK and the Ombudsman for Financial Services.
Interim payment secured while adjustment continued, keeping the client's operations funded — plus a salvage process run competitively rather than at scrap value.
Declined claims challenged with clinical records, policy wording and PIAM circular criteria — including pre-existing condition waivers confirmed in writing by the insurer.
Active construction and liability claims managed systematically across insurers — with written status updates at every stage, so you always know where the file stands.
FIGURES FROM ACTUAL FILES HANDLED BY PERI RISK. CLIENT DETAILS WITHHELD FOR CONFIDENTIALITY.
No account handlers. No call centre. No black box.
Peri Risk is deliberately small. That's not a limitation — it's the product.
Director-led, end to end
The person who analyses your risk, negotiates your terms and signs the placement is the same person who answers the phone when something burns down. No handoffs, no re-explaining.
We build our own tools
In-house quotation, tariff-audit and claims systems mean fire quotes in minutes, sums insured checked against your actual financials, and nothing lost in someone's inbox.
Advice before commission
If your occupancy is misrated or your sum insured is wrong, we tell you in writing before you claim — even when the honest answer costs us the easy sale.
We didn't buy our systems. We built them.
Every quotation, adequacy check and claim at Peri Risk runs through software we wrote ourselves — tariff-audited, AI-assisted and used on every file. The hours it saves on paperwork go back into your risk.
Fire Quotation System
Full PIAM Revised Fire Tariff engine with 185 occupation codes and an AI occupation matcher — a compliant fire quote in minutes, not days.
Sum Insured Adequacy Advisory
Your declared values checked against your actual financials, with a written report you sign off — so underinsurance never surprises you at claim time.
Claims Assistants
Structured claim preparation across eight classes of insurance, from fire to group medical — every document, deadline and follow-up tracked.
Construction Quote Generator
Contractors' All Risks and Workmen's Compensation quotations generated to contract spec, exported ready for the principal's file.
Comparison Engines
Motor and travel terms compared side by side across our panel, so the recommendation comes with its working shown.
Bespoke Schemes
When the market has no product for your exposure, we design one — and take it to the insurer with appetite to write it.
We engage with your risk from blueprint to renewal.
A policy is the last step, not the first. For our existing clients, these services come complimentary — because the best claim is the one that never happens, and the evidence they produce is what wins better terms at renewal.
Pre-Construction Insurance Consulting
Bring us in at the drawing board. We advise how design decisions — layout, construction materials, fire compartmentation, occupancy and protection systems — will shape your insurability and your premium, long before the building exists. Decisions that cost nothing on paper can cut a fire rate for the life of the asset.
Drone Building Inspection
We operate our own drones to survey roofs, façades and high-level plant — no scaffolding, no access equipment, no shutdown. Defects are caught and documented before they become claims.
Thermographic Survey
In-house infrared scanning of electrical installations and switchboards finds overheating joints and loose connections — the single most common ignition source behind factory fires — before they fail.
Risk Survey
A physical assessment of your site — exposure, occupancy, housekeeping and protection systems — delivered as a written report you can act on and underwriters can price against.
Improvement Recommendations
A prioritised action list drawn from the survey and inspections. Close the gaps, and the same documented evidence becomes leverage for better terms at your next renewal.
"The policy is a promise. Our job is to make sure it was built to hold."
CK Go holds a degree in Risk Management and Insurance from the University of Georgia's Terry College of Business — one of the top-rated RMI programmes in the United States — and leads every major placement personally.
Peri Risk has served Malaysian commercial clients for over two decade, with relationships built across manufacturing, construction, logistics, telecommunications and infrastructure — including the placement of the Kuala Terengganu Drawbridge, one of Malaysia's most recognisable landmark structures. Through our agency group, clients access Tokio Marine, Allianz, Generali, Etiqa, RHB Insurance and Great Eastern across all major commercial lines.
We're an AI-forward practice: our analysis, quotation and claims tooling is built in-house, so the time we save on paperwork goes back into the work that matters — understanding your risk and defending your claim.
Send us your insurance enquiry. We'll tell you what your cover is missing.
A second opinion costs nothing. Most policies we review have at least one gap worth fixing — and we'll show you ours in writing before you commit to anything.
Leisure Commerce Square,
No. 9, Jalan PJS 8/9,
46000 Petaling Jaya, Selangor Registration Peri Risk Sdn. Bhd. (1132795-A)